This chart provides a detailed breakdown of availability timelines for different deposit types, including cash deposits, U.S. Treasury checks, U.S. Postal Service money orders, Federal Reserve/FHLB checks, state/local government checks, cashier’s, certified, and teller’s checks, as well as electronic payments like ACH and wire transfers. It also covers personal and business checks, sp... https://www.federalpensionadvisors.com/post/reg-cc-funds-availability-chart